U.S. Bank - Top Merchant Services

Our Verdict

U.S. Bank Payment Solutions provides a comprehensive and customizable payment processing solution for businesses of all sizes and types. With a variety of secure payment methods, 24/7/365 customer support, transparent pricing and a focus on flexibility and growth, it is a reliable option for businesses looking to streamline their payment processes. Additional features like Everyday Funding and a payment optimization program further enhance its appeal.

Pros

Comprehensive payment solutions
Customizable to business needs
24/7/365 customer support
Everyday Funding feature
Payment optimization program

Cons

Limited third-party integrations

Plans & Pricing

Limited-time promotion:

Earn up to a $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q2AFL24 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through August 31, 2024. Member FDIC.

Built Around You Pricing

SWIPE, TAP, DIP
2.6% + 10¢

KEY-IN TRANSACTION
3.5% + 15¢

ONLINE PAYMENTS
2.9% + 30¢

Mobile

per month

Starter

$29

per month

Standard

$69

per month

Premium

$99

per month

In-depth review

Features and Functionality

U.S. Bank Payment Solutions is designed to be simple enough for beginners to use but powerful enough to support business growth.

Point of Sale (POS)

U.S. Bank Payment Solutions offers a suite of Point-Of-Sale (POS) packages, including 3rd party solutions as well as their own talech branded solutions, which are feature-rich, affordable, and tailored for retail, restaurant, and service industries. The talech solutions are easy to use and can scale seamlessly across multiple locations to support business expansion.

Everyday Funding

Improve cash flow with industry-leading Everyday Funding, available 7 days a week, with no daily funding limits. Available with a U.S. Bank business checking account.

Contactless Payment Solutions

The service supports contactless payment solutions like Apple Pay®, Google Pay®, and Samsung Pay®.

Statement analysis

Their complimentary statement analysis service identifies hidden fees and unnecessary expenses associated with your current processing service.

Hardware Requirements

U.S. Bank provides solutions that are compatible with most devices and operating systems, including Apple (iPhone, iPad, iMac, etc.), Android, and PC. No specific hardware requirements are mentioned, suggesting that the service is flexible and can work with existing hardware.

Integrations & Add-ons

U.S. Bank integrates with various third-party solutions, including payment gateways, software platforms, payment terminals, and point-of-sale devices. Regarding security, U.S. Bank Payment Solutions uses end-to-end encryption to protect customer payment data. It is compatible with contactless payments, chip and pin, Apple Pay, and Samsung Pay. It also utilizes tokenization technology, which replaces a cardholder’s card numbers, making the payment information useless to hackers.

Ease of Use

U.S. Bank Payment Solutions is user-friendly and straightforward, emphasizing simplicity and ease of use. The online interface has been designed with the user in mind, ensuring that even those who are not tech-savvy can navigate it with ease.

Customer Service

U.S. Bank Payment Solutions offers 24/7/365 customer support, providing assistance whenever needed. They have in-house multilingual customer support and a dedicated relationship management team, ensuring help is always available. They also have blog posts dedicated to merchant services for businesses.

User Reviews

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leepayton

Lee Payton is a Marine Corps veteran, private investigator, 501(c)(3) vice president, marketing director, and entrepreneur. During his government years, he worked at the White House, deployed following the 9/11 terror attacks, and rose through the ranks to several managerial positions. He founded four successful businesses in the private sector, including a private investigative agency, a non-profit organization to conduct human trafficking rescues, a medical concierge service, and a digital marketing agency. He specializes in the formation, marketing, and growth of new businesses.

We make the best effort to present up-to-date information; however, the terms of each offer can be revised according to the service provider’s discretion. The above shall not be considered as an expert or professional advice for any matter.