Recommended Merchant Services Reviews

Helcim is a payment processing company that offers transparent and affordable pricing for small businesses. They use interchange-plus pricing, which means you only pay the cost of processing a transaction plus a small markup. Helcim also offers a variety of features to help businesses get paid, including a virtual terminal, online invoicing, and recurring payments. Helcim is a good option for small businesses that are looking for a reliable and affordable payment processor. They have a good reputation for customer service, and their platform is easy to use.

ProMerchant is a Boston based merchant services provider. Founded in 2017, the company provides point of sale, online and mobile credit card processing. Its services are provided on a month to month basis with no long term commitment required. They offer a quick set up process, mostly within 24 hours and will overnight basic equipment to get businesses up and running quickly.

In an industry full of solutions that charge a large markup percentage pricing on transactions, it’s refreshing to see products that do a fixed membership pricing model instead. Stax by Fattmerchant is one of these. However, the pricing model isn’t the only reason to consider Stax. It offers so much more, and you can read about it below.

Mergers and acquisitions seem to be a common occurrence in the credit card processing industry. One example is Flagship Merchant Services. Flagship Merchant Services is a merchant services provider founded in 2001 and headquartered in Charlestown, MA. About 11 years later, processing giant Paysafe acquired Flagship. Paysafe is also known for merging companies like Payment Depot and Leaders Merchant Services into its organization. Since then, Flagship has served as a reseller for PaySafe’s services. That said, they have their own in-house customer service team for handling their clients’ accounts. So is Flagship worth a shot? Learn more about this payment processing company in our Flagship review below. *NEW-  Unique Cash Discount Program* Zero Cost Processing option with our compliant Cash Discount Program 0% Processing rates through unique Cash Discount Program Value Proposition for Business Owners: Why cut payment processing companies in your profit, when you can pass on the cost to your customers. Boost your bottom line with our Cash Discount. Quick and easy signage to place at your business entrance and checkout area. Out-of-the-box payment processing equipment with cash discount software preloaded. How does it work? Cash Discount pricing lets business owners enjoy the same profit margins on cash payments and non-cash payments by including processing fees into the price of sales made by customers paying by credit card. Customers who pay with cash, as opposed to a credit card, receive a discounted price. With their Cash Discount Program, Flagship essentially offers businesses a 0% payment processing option and the opportunity to increase overall revenues. ***Special Promos*** Meet-or-Beat Processing Rate or Receive a Free Gift Card. Guaranteed Flagship will send you a $200 AMEX GIFT CARD if they do not provide the lowest total processing cost Pick your FREE Clover® Mini Point-of-Sale or EMV® Certified Terminal* Open a merchant account with Flagship and qualify for FREE Equipment. *Terms & conditions apply

Credit Card Processing.com is exactly what it sounds like it is. It’s a California-based merchant services provider that provides businesses the ability to accept credit card payments. It was acquired by and became a subsidiary of iPayment — an independent sales organization for First Data, one of American’s largest credit card processors — in 2012. There isn’t too much information on the web about Credit Card Processing.com, so let’s elaborate further below.

Payment Depot is a payment processor most known for its transparent, monthly pricing. It offers good features and strong customer support, and it’s best suited for businesses doing large amounts of sales volume.

QuickBooks Payments is a bit of an anomaly in the credit card processing industry because it’s really designed to integrate only with QuickBooks’s ecosystem. The company, most famous for its accounting and taxes software, is rounding out their service package with this intuitive payments option.  QuickBooks Payments is not offered to businesses that do not have an online account with the company, which means you’ll have to open one if you don’t have one already. The monthly charge of the account might not be cost effective for every merchant. Nonetheless, QuickBooks Payments provides some excellent, user friendly features which most businesses will find useful. The company does not service high risk merchants.

National Processing is a merchant services provider based out of Utah. The company was founded in 2007, and although it might not be considered one of the industry’s giants; it certainly has what to offer especially to businesses that have medium to high volume of transactions, in the neighborhood of $10,000 per month and more. For smaller merchants, the attractive interchange-plus option, coupled with a nominal 10-dollar-a-month fee can provide considerable savings.  National Processing also accepts high-risk merchants.