Recommended Merchant Services Reviews

Luminous Payments is predominantly a merchant service provider that processes payments for small to large-sized businesses. It provides merchant tools that help businesses accept payments from their customers, from MasterCard, VISA, and Discover Payments to Google Pay, Samsung Pay, and Apple Pay. This service provider is based in the U.S. and services only businesses within the country. They offer advanced security and premium support to clients without compromising service quality and flexibility. And the industries duly serviced by this platform include retail, service-based, internet, mobile, and the food and hospitality industries.

Fivestars is an all-in-one marketing platform and merchant service provider. It offers a range of customer acquisition, database creation and payment processing solutions to meet the needs of small to mid-sized brick-and-mortar businesses. The ability to combine marketing with payment solutions, together with competitive rates and excellent customer support make Fivestars an interesting payment service provider.

Lightspeed is a feature-rich all-in-one solution for small businesses from the retail and restaurant industries. With its help, one can easily manage staff, customer relationships, large volumes of data, inventory, as well as payments, transactions, and stocking. That said, the diversity of applications is far from being Lightspeed’s key selling point. The company’s focus on helping entrepreneurs from all around the globe seals the deal for most of their users.

Sam’s Club Merchant Services was previously a Sam’s Club subsidiary. The latter is a retail warehouse club chain that is membership-only and is under the ownership of Walmart. It allows people and merchants to easily bulk-buy their groceries. However, recently Sam’s Club Merchant Services was acquired by Clover. Since the company was founded, it has been the provider of processing services to more than 50,000 merchants all around the United States. The Sam’s Club Merchant Services acts as a reseller for the country’s biggest processor, Fiserv (previously First Data).

Helcim is a payment processing company that offers transparent and affordable pricing for small businesses. They use interchange-plus pricing, which means you only pay the cost of processing a transaction plus a small markup. Helcim also offers a variety of features to help businesses get paid, including a virtual terminal, online invoicing, and recurring payments. Helcim is a good option for small businesses that are looking for a reliable and affordable payment processor. They have a good reputation for customer service, and their platform is easy to use.

ProMerchant is a Boston based merchant services provider. Founded in 2017, the company provides point of sale, online and mobile credit card processing. Its services are provided on a month to month basis with no long term commitment required. They offer a quick set up process, mostly within 24 hours and will overnight basic equipment to get businesses up and running quickly.

Mergers and acquisitions seem to be a common occurrence in the credit card processing industry. One example is Flagship Merchant Services. Flagship Merchant Services is a merchant services provider founded in 2001 and headquartered in Charlestown, MA. About 11 years later, processing giant Paysafe acquired Flagship. Paysafe is also known for merging companies like Payment Depot and Leaders Merchant Services into its organization. Since then, Flagship has served as a reseller for PaySafe’s services. That said, they have their own in-house customer service team for handling their clients’ accounts. So is Flagship worth a shot? Learn more about this payment processing company in our Flagship review below. *NEW-  Unique Cash Discount Program* Zero Cost Processing option with our compliant Cash Discount Program 0% Processing rates through unique Cash Discount Program Value Proposition for Business Owners: Why cut payment processing companies in your profit, when you can pass on the cost to your customers. Boost your bottom line with our Cash Discount. Quick and easy signage to place at your business entrance and checkout area. Out-of-the-box payment processing equipment with cash discount software preloaded. How does it work? Cash Discount pricing lets business owners enjoy the same profit margins on cash payments and non-cash payments by including processing fees into the price of sales made by customers paying by credit card. Customers who pay with cash, as opposed to a credit card, receive a discounted price. With their Cash Discount Program, Flagship essentially offers businesses a 0% payment processing option and the opportunity to increase overall revenues. ***Special Promos*** Meet-or-Beat Processing Rate or Receive a Free Gift Card. Guaranteed Flagship will send you a $200 AMEX GIFT CARD if they do not provide the lowest total processing cost Pick your FREE Clover® Mini Point-of-Sale or EMV® Certified Terminal* Open a merchant account with Flagship and qualify for FREE Equipment. *Terms & conditions apply

Credit Card Processing.com is exactly what it sounds like it is. It’s a California-based merchant services provider that provides businesses the ability to accept credit card payments. It was acquired by and became a subsidiary of iPayment — an independent sales organization for First Data, one of American’s largest credit card processors — in 2012. There isn’t too much information on the web about Credit Card Processing.com, so let’s elaborate further below.

Payment Depot is a payment processor most known for its transparent, monthly pricing. It offers good features and strong customer support, and it’s best suited for businesses doing large amounts of sales volume.