Recommended Merchant Services Reviews

Stripe is one of the most widely recognized names in online payments, trusted by millions of businesses worldwide. Founded in 2010, the company has grown alongside the e-commerce industry, continually evolving its platform to support modern business needs. One of Stripe’s key strengths is its easy setup and user-friendly interface, which lowers the barrier for businesses launching online stores. It also offers broad global support, with compatibility across 190+ currencies, making it a strong choice for companies looking to expand internationally. Stripe has positioned itself as a flexible, developer-friendly platform that balances simplicity with advanced functionality — suitable for both startups and growing enterprises.

U.S. Bank (parent company US Bancorp) is one of the largest banks in the US, headquartered in Minneapolis, Minnesota. It offers various financial services for individuals, businesses, and institutions. From personal banking to credit cards to loans, it caters to virtually every banking consumer with both physical and online presence nationwide. The bank employs over 70,000 people. U.S. Bank also provides merchant services designed to help businesses process payments efficiently. These services include point-of-sale systems, online payment gateways, and mobile payment solutions. Their merchant services are geared towards streamlining payment acceptance, improving cash flow, and enhancing the overall customer experience for companies of different sizes and industries. The bank offers upfront pricing and lower transaction costs, which may allow businesses to retain a larger portion of their revenue.

SumUp is a company that provides point-of-sale (POS) solutions tailored for small and medium-sized businesses. Their offerings include mobile card readers, which enable merchants to accept payments via debit and credit cards anywhere, using their smartphones or tablets. The company’s POS system is user-friendly, featuring an app that integrates sales checkout, a powerful back-office, and a customer marketing suite. SumUp services are designed to be affordable, with transparent pricing, making it accessible for businesses with varying transaction volumes. By focusing on simplicity and reliability, SumUp aims to empower businesses to manage their payment processing needs efficiently.

Pinpoint Payments is a distinguished merchant service provider with over a decade of experience in payment options for small businesses. With a track record as a five-time Inc. 5000 company, this trusted leader in the world of payment processing has earned a reputation for delivering reliable and secure merchant services. From conventional retail stores to E-commerce, they have options for every business type, including those labeled as high-risk. They specialize in credit card processing for small businesses, offering a variety of tools such as credit card readers, payment gateways, and credit card scanners. Additionally, they have a 4.8 rating on Trustpilot, reflecting strong customer satisfaction. If you’re on the rocks about choosing a merchant service provider, Pinpoint Payments stands out as an attractive choice due to its flexible solutions and 24/7 support, making it just what you might need to grow your business.

Kibo Pay, a Chicago-based credit card processing company, enables small and medium-sized U.S. businesses to eliminate 100% of their credit card processing fees. This approach allows businesses to retain more of their revenue. Founded by business owners who understand the specific challenges small businesses face, Kibo Pay is designed to support and simplify payment processing for these businesses. Whether you’re running a cozy coffee shop, a bustling restaurant, or an e-commerce site, this merchant service provider offers flexible, tailored payment solutions for a variety of industries. From in-store payments to mobile and online transactions, Kibo Pay makes it easy to accept all major credit and debit cards securely. As a bonus, they offer a free 3-month trial to help you experience their services risk-free. Rated Best in Card Processing Services three years in a row on Trustpilot with an impressive 4.9-star rating, Kibo Pay has built a reputation for excellence. If you’re looking for a smarter way to manage your payment processing while cutting costs, they might just be the solution your business needs.

247Payments was founded in 2013 and has over 20 years of experience in payment processing. The company has quickly established itself as a reliable and affordable option for businesses of all sizes, from small to enterprise as well as start-ups. They work with a range of industries including, hospitality, government, automotive, healthcare, construction, non-profit and more. They offer a comprehensive suite of payment solutions, including but not limited to chargeback mitigation, business lending, ACH processing, and omnichannel solutions. Their approach ensures that your payment system aligns seamlessly with your specific business needs, allowing you to focus on growth and innovation.

North Payments is a brand under North American Bancard (NAB), a merchant services provider based in Troy, Michigan. Founded in 1992, NAB provides payment processing technologies for businesses in different industries. The brands under NAB offer credit card processing, point-of-sale (POS), mobile payments, e-commerce gateways, and check services to cater to different business models and streamline payments. North Payments has all the necessary merchant services for modern businesses, from card processing to virtual terminals. These solutions are ideal for retailers, restaurants, and other consumer-facing businesses with brick-and-mortar locations, an online presence, or both. It’s designed for both SMEs (small and medium enterprises) and large corporations.

Shopify Inc. is a Canadian multinational e-commerce company headquartered in Ottawa, Ontario. It was founded in 2004 and combines marketing, payment processing, robust inventory, listing features, and deep integrations to offer a best-in-class solution. It’s ideal for people just starting and enterprises with millions of dollars in yearly revenue.

Square is a financial payments company founded by Jack Dorsey (Twitter founder) and Jim McKelvey on February 1, 2009. After multiple rounds of funding, they went public in 2015 and currently serve millions of merchants across the globe. The product is a suite of tools that allow businesses to collect payments, manage employees, and create loyalty programs. It is ideal for retail locations and restaurants due to their custom built solutions.