Recommended Merchant Services Reviews

Clover entered the POS market in 2012 and has grown into one of the most widely adopted cloud-based POS and payment solutions worldwide. In Canada, Clover is especially popular among retail stores, service providers, and hospitality businesses thanks to its flexible hardware options, integrated payment processing, and strong app ecosystem. The platform is designed to fit a wide range of business types—from cafés and coffee shops to bars, quick-service restaurants, and full-service dining. Clover’s combination of user-friendly software, industry-specific features, and scalable hardware makes it a reliable choice for Canadian businesses looking for a modern, all-in-one POS and payments system.

Epos Now is a leading AI-driven point-of-sale and embedded payments platform operating in 10 countries and supporting over 80,000 small- and medium-sized business locations. Founded in Norwich in 2011, Epos Now empowers underserved merchants in retail and hospitality globally, driving their success and enabling them to compete with industry giants.

Airwallex is a global payments and financial platform that helps small and medium-sized businesses, as well as ecommerce companies, collect, process, and manage payments across different countries. Founded in 2015 in Melbourne, Australia, the company is now headquartered in Singapore. It operates in 27 locations and supports more than 150,000 businesses worldwide. So far, Airwallex has processed over $200 billion in global payments for its clients. The company was established to address the high costs and complexity associated with cross-border payments for small and midsize companies. To that end, Airwallex offers a comprehensive suite of financial products that make global payments faster and cheaper. These include Global Accounts, which let businesses open multi-currency accounts with local bank details in different countries. This allows them to receive payments and keep funds in multiple currencies. The platform also features Corporate Cards (both physical and virtual) for employee and company spending with zero international transaction fees, which are integrated with Expense Management and Bill Pay (Spend) tools. Additionally, Airwallex provides services for accepting Online Payments from customers globally through various methods. It also offers Platform APIs for businesses and marketplaces to embed their own financial solutions.

Tide is an all-in-one financial platform for small and medium-sized enterprises (SMEs) in the UK. It was founded to help businesses manage their finances more efficiently with a wide range of products. With over 1.5 million customers, Tide caters to more than 10% of SMEs nationwide. It’s regulated by the Financial Conduct Authority (FCA) for its credit services, and its banking services (in partnership) with ClearBank are protected by the Financial Services Compensation Scheme (FSCS). Tide offers a comprehensive suite of products designed to streamline business operations beyond standard banking services. These include various business accounts, credit solutions like loans and business credit cards, and specialized business tools, including merchant services. For payments, the brand offers various options, like POS card readers for in-person transactions, payment links, QR payment codes, and instant checkout for ecommerce transactions. Together with Tide’s accounting, business accounts, and credit solutions, businesses have all things finance in one place.

Airwallex is a global payments and financial platform that helps small and medium-sized businesses, as well as ecommerce companies, collect, process, and manage payments across different countries. Founded in 2015 in Melbourne, Australia, the company is now headquartered in Singapore. It operates in 27 locations and supports more than 150,000 businesses worldwide. So far, Airwallex has processed over $200 billion in global payments for its clients. The company was established to address the high costs and complexity associated with cross-border payments for small and midsize companies. To that end, Airwallex offers a comprehensive suite of financial products that make global payments faster and cheaper. These include Global Accounts, which let businesses open multi-currency accounts with local bank details in different countries. This allows them to receive payments and keep funds in multiple currencies. The platform also features Corporate Cards (both physical and virtual) for employee and company spending with zero international transaction fees, which are integrated with Expense Management and Bill Pay (Spend) tools. Additionally, Airwallex provides services for accepting Online Payments from customers globally through various methods. It also offers Platform APIs for businesses and marketplaces to embed their own financial solutions.

Heartland is a payment processing technology provider for small to mid-sized businesses. It was founded in 1997 in Princeton, New Jersey. In 2016, it was acquired by Global Payments Inc. and now operates as a subsidiary of that company. Today, Heartland serves over 750,000 customers across the US and is one of the top payment solution providers in the country. Its goal is to make payment processing easier for businesses through easy-to-use technology. Heartland has a comprehensive suite of products and services designed to help businesses manage payments, payroll, and business operations efficiently. Its main services include credit, debit, and prepaid card processing, point-of-sale (POS) systems, payroll and HR support, and gift card and loyalty programs. All payment tools come with strong security features like end-to-end encryption and tokenization to keep customer data safe. The company offers flexible pricing models, 24/7 customer support, PCI compliance assistance, and advanced reporting tools. Heartland serves many different industries, but its POS products are mainly built for retailers and restaurants. It offers customized tools and features that match the specific needs of these businesses.

NMI is a company that’s been serving the payment industry since 2001. Since then, the platform has processed over ten billion transactions and has over 237K connected devices. Network Merchants is based in Illinois, but it serves users worldwide. The initial idea was to serve banks, independent sales organizations, facilitators, and other relevant entities in the payment industry. NMI is focused on innovation and leveraging technology to offer integrated payments that deliver the most benefits for both users of the service and their merchants. If you’d like to learn more, read our NMI merchant review and discover all the details about the service!

Global Payments is a leading multinational financial technology company that provides innovative payment technology and software solutions to merchants, issuers and businesses worldwide. Operating in more than 100 countries with approximately 27,000 employees, the company is one of the largest in this industry. Its payment processing solutions allow businesses to accept various types of transactions, including credit and debit card payments, digital and contactless payments. In addition, it also supports integrated payments, ecommerce and omnichannel services. Since Global Payments is present in so many regions worldwide, it’s able to provide a unified platform and a broad international payment network. It enables seamless cross-border transactions and even supports over 130+ currencies. Global Payments’ Genius is its highlight, a POS solution with state-of-the-art hardware for businesses of every type and vertical. The company serves more than 5 million merchants and handles 73 billion transactions each year. Its clients include Wendy’s, Taco Bell and Volkswagen.

GoDaddy is a prominent American internet domain registrar and web hosting company that also offers integrated payment solutions for businesses. Founded in 1997 by Bob Parsons in Phoenix, Arizona, it has grown into a global provider serving over 20 million customers. GoDaddy’s payment services, called ‘GoDaddy Payments’, are a comprehensive suite of tools to enable seamless transactions for businesses (online, in-person, or remotely). Their integrated payment gateway lets businesses accept major credit and debit cards, including Visa, Mastercard, American Express, and Discover, as well as digital wallets like Apple Pay and Google Pay. In addition to an integrated payment system for online stores, GoDaddy also offers point-of-sale (POS) solutions for brick-and-mortar stores. The latter can be managed with smart terminals and card readers, or with a virtual terminal on compatible mobile devices. GoDaddy Payments currently caters to businesses based in the U.S. and Canada. It provides features like online pay links, virtual terminals for keyed-in payments, and invoicing, all managed from a centralized dashboard.