Kibo Pay

Unlimited Transactions & Elimination of Fees

Kibo Pay offers unlimited transactions and sales volume without the burden of per-swipe fees. This can make a significant difference to your bottom line, especially for businesses with high transaction counts.

By eliminating typical credit card processing fees, such as interchange fees, card brand fees (Visa/MC/AMEX), PCI fees, batch fees, technology fees, and statement fees, they help you keep more of your hard-earned revenue.

Instead of worrying about various fees for every transaction, they ensure that $100 in sales equals $100 in your bank account, making it an ideal solution if you are looking to improve your business profit margins.

Industry-Specific Processing Solutions

There are tailored payment solutions available across a wide range of industries, making it a versatile choice if you have a small to medium-sized business.

Whether you operate in the restaurant, retail, beauty, bridal, auto repair, or even e-commerce sectors, they can accommodate your needs.

With specialized support for industries like gas stations, food trucks, B2B large transactions, convenience and grocery stores, dental and medical practices, and many more, this merchant service provider’s flexibility allows it to serve almost any business model.

You get to accept payments both in-store and online, as well as via mobile devices, from all major credit card providers, including Visa, Mastercard, American Express, and Discover. This versatility ensures that your business can cater to your customer’s preferred payment methods.

Dual Pricing Credit Card Processing

The dual-pricing credit card processing solution allows businesses to charge different prices for cash and credit card transactions. This feature is particularly valuable if you want to offset credit card processing fees by charging a slightly higher rate for card payments.

With dual pricing, you can pass along the credit card processing cost to the customer, effectively eliminating those fees for the business while providing the customer with a choice.

As part of the dual pricing package, Kibo Pay provides a free, pre-programmed terminal, which is ready to use out of the box. You can also benefit from next-day funding, merchant reporting tools, and the freedom of no-term contracts.

The merchant portal offers detailed reporting tools, making it easy for you to track performance and stay on top of transaction data. Kibo Pay’s award-winning 24/7 customer support seems to ensure that any issues are addressed quickly.

PCI Compliance & Fraud Protection

All of their credit card processing solutions comply with Payment Card Industry (PCI) data security standards, helping businesses reduce the risk of fraud and protect customer information.

With increasing concerns around data breaches and payment fraud, being PCI-compliant is essential for businesses that handle customer payment data.

Additionally, they offer EMV-compliant terminals at no cost to help businesses process payments securely. EMV (Europay, Mastercard, and Visa) technology reduces liability for fraudulent transactions by ensuring that chip-enabled cards are properly authenticated during transactions.

Businesses using Kibo Pay’s EMV-compliant devices are better protected against certain types of fraud, lowering their risk.

Traditional Credit Card Processing

If you prefer a more traditional approach, they also offer low-cost credit card processing with some of the lowest rates in the industry. This service includes next-day funding and no long-term contracts, allowing the flexibility to scale without being tied to rigid terms.

Point of Sale (POS) Systems

Kibo Pay’s Point of Sale (POS) systems are specially designed to enhance operational efficiency and increase profitability. They offer a range of features that are tailored to the specific needs of different industries, such as restaurants, quick-service outlets, retail, and more. With their distinguished POS systems, you can:

• Manage inventory: Keep track of stock levels in real-time and streamline reordering processes.
• Track business performance: Monitor sales, identify top-performing products, and optimize business strategies.
• Handle split payments and tipping: Offer customers flexible payment options, including splitting bills or leaving tips.
• Collect customer data: Build a database of customer preferences to improve personalized service and marketing efforts.
• Build loyalty programs: Implement rewards programs to encourage repeat business and improve customer retention.
• Data and analytics: Access detailed analytics to make informed decisions based on real-time data.

They work with popular POS systems such as Clover, Revel, and NCR Silver Pro, and can customize a solution that fits the unique requirements of your business. For example, restaurants may need features like order tracking and table management, while retail businesses might focus on inventory management and sales tracking.

Working Capital Advances

They also provide working capital advances based on future sales. This flexible funding solution offers businesses quick access to capital—sometimes as fast as 24 hours—with no collateral required. Even if your business has a poor credit history, can still potentially qualify for working capital through Kibo Pay.

Repayments are tied to the business’s sales, meaning if your sales decrease during a certain period, your payments decrease as well.

The advance is repaid through a fixed percentage of sales, ensuring that you don’t have to worry about meeting large, inflexible monthly payments during slower periods.

Industry-Leading Customer Support

One of Kibo Pay’s standout features is its award-winning customer support. With a 5-star rating on multiple platforms and 24/7 availability, they ensure that you receive the help you need whenever issues arise.

Their support team is available to assist with everything from technical issues with terminals to general inquiries about account management, ensuring smooth operations. They also have an impressive 4.9 star rating on Trustpilot.

Additional Features for Partners

Kibo Pay also offers opportunities for entrepreneurs and resellers to partner with the company. Partners can earn upfront bonuses and long-term residual income, making it an attractive option if you’re looking to build a business in the payments industry. They provide hands-on customer support, an easy paperless online application process, and a partner portal.

Depending on your various business needs, they provide a variety of hardware options.

For example, they offer free, EMV-compliant terminals that come pre-programmed, making it simple for you to start accepting payments from all major credit cards, including Visa, Mastercard, American Express, and Discover. These terminals support both in-store and mobile payments, which can be helpful if you have diverse transaction environments.

If your business requires more advanced tools, their hardware integrates with popular POS systems like Clover, Revel, NCR Silver Pro, and Paradise, offering features like inventory management, split payments, and tipping. These systems are designed for industries like restaurants and retail, where managing multiple aspects of the business through one system can save time and improve efficiency.

Their hardware also supports next-day funding, meaning you can access your sales revenue quickly. With additional tools like a merchant portal for reporting and customer data tracking, managing day-to-day operations becomes much easier. Plus, since there are no long-term contracts or cancellation fees, you have the flexibility to adapt your hardware setup as your business grows.

This merchant service integrates with popular POS systems like Clover, Revel, NCR Silver Pro, and Paradise, allowing you to manage payments, inventory, split payments, and tips all in one place. They also support e-commerce platforms like Shopify and WooCommerce, enabling secure online transactions.

Add-ons include working capital advances, offering quick access to funds based on future sales, and a merchant portal that provides reporting and analytics to track performance and customer data.

These integrations and tools make it easier for you to manage both in-store and online operations efficiently.

Kibo Pay is designed with ease of use in mind, offering pre-programmed terminals that are ready to go out of the box and require minimal setup. Their user-friendly POS systems integrate smoothly with various industries, providing intuitive features like split payments, inventory management, and real-time reporting.

The merchant portal is straightforward, allowing you to track transactions and access reports easily. With 24/7 customer support available, any issues or questions can be resolved quickly, making this merchant service provider a great, hassle-free solution.