Recommended Merchant Services Reviews

Leaders Merchant Services is a California-based company that specializes in credit card processing for small businesses, offering comprehensive payment solutions for businesses of all sizes across all 50 states. As one of the fastest-growing providers of merchant services, they helps businesses efficiently process both traditional in-person transactions using credit card readers and credit card scanners, as well as card-not-present transactions for online or remote payments. Whether you operate a retail store, an online business, or a home-based enterprise, Leaders provides the tools and support to ensure smooth payment processing for every scenario. Offering competitive rates and a wide selection of payment solutions, including mobile payments, payment gateways, and extensive online merchant services, Leaders adjusts its services to fit the individual needs of each business. Security is also a top priority, with one of the largest Chargeback and Fraud Prevention Departments in the industry, helping to protect your merchant account and ensure every transaction is secure. Leaders provides 24/7 customer support, ensuring that your business has the assistance it needs around the clock, whether you’re handling a credit card processing issue or managing complex payments. Overall, this merchant service provider is a great choice and worth considering.

Kurv is the modern evolution of Electronic Merchant Systems (EMS), a payments industry veteran founded in 1988. While the Kurv name was launched in 2025 to reflect a more tech-forward identity, the company is backed by nearly four decades of experience and infrastructure. With a mission to “keep payments simple in a complex world,” Kurv combines a unified, cloud-based ecosystem with a “people-first” philosophy. They reject hidden fees in favor of transparent, transaction-based pricing and offer 24/7 human support, aiming to be a dependable partner that removes technical hurdles so merchants can focus entirely on growth.

Merchant One is a financial technology company specializing in payment processing and merchant services for businesses of all sizes. The company offers a wide range of payment solutions, including state-of-the-art POS systems, mobile payments, and wireless programs. In addition to efficient processing systems, Merchant One provides a rate guarantee to help businesses save money on transactions. With dedicated account support, Merchant One strives to offer a seamless and convenient payment experience for businesses and their customers.

Finix is a U.S.-based payments technology company (founded 2015, San Francisco) that operates as a direct acquirer and full-stack processor. It empowers merchants and growing platforms to manage their payment processing through a unified, API-driven system. This direct relationship is designed to cut out middlemen, providing users with a single point of control, transparent pricing, and efficient, direct support. For maximum flexibility, the platform offers robust APIs for customization, alongside quick-start solutions like direct integrations and plugins, and a suite of no-code and low-code tools (including Virtual Terminal, Payment Links, and Checkout Forms). Finix’s technology is trusted by companies across demanding industries, including e-commerce, retail, service-based businesses, healthcare, and financial services. This makes it an ideal choice for merchants seeking control and scalable infrastructure.

In an industry full of solutions that charge a large markup percentage pricing on transactions, it’s refreshing to see products that do a fixed membership pricing model instead. Stax by Fattmerchant is one of these. However, the pricing model isn’t the only reason to consider Stax. It offers so much more, and you can read about it below.

Clover is a cloud-based merchant service and POS system provider. It offers a range of hardware and software solutions to meet the payment needs of retailers, restauranteurs and b2b businesses, regardless of their size or location. The competitive payment processing rates, easy-to-use interface and a range of app integrations make Clover an attractive option.

Global Payments is a leading multinational financial technology company that provides innovative payment technology and software solutions to merchants, issuers and businesses worldwide. Operating in more than 100 countries with approximately 27,000 employees, the company is one of the largest in this industry. Its payment processing solutions allow businesses to accept various types of transactions, including credit and debit card payments, digital and contactless payments. In addition, it also supports integrated payments, ecommerce and omnichannel services. Since Global Payments is present in so many regions worldwide, it’s able to provide a unified platform and a broad international payment network. It enables seamless cross-border transactions and even supports over 130+ currencies. Global Payments’ Genius is its highlight, a POS solution with state-of-the-art hardware for businesses of every type and vertical. The company serves more than 5 million merchants and handles 73 billion transactions each year. Its clients include Wendy’s, Taco Bell and Volkswagen.

Whether you work in retail, clothing or other low-risk industries or are part of a high-risk niche like crypto trading, Payment Nerds has a deal for you. The company offers comprehensive payment solutions, including merchant accounts and payment gateways. It operates from Nashville and provides products to start-ups and reputable enterprises, including terminal, POS, retail, and mobile payment suites. You can easily integrate Payment Nerds into the platform you are using. The software is compatible with accounting tools, ecommerce platforms, and other systems. Our review reveals everything about the company and its payment processing software. Here’s what to know before choosing it as your partner!

PaySafe is a leading merchant service provider, offering seamless and secure payment solutions ideal for various businesses, including e-commerce startups, small to medium-sized companies, and high-risk merchants. The platform allows accepting diverse payment methods such as credit, debit, and electronic payments. Along with secure data handling, PaySafe offers additional services like payment tracking and invoice collection, catering to the needs of modern businesses aiming for growth and customer satisfaction