Recommended Merchant Services Reviews

CardX is a payment processing company based in Chicago, acquired and controlled by Stax. It provides merchant services to businesses and agencies in the government and education sectors; and is famous for its 0% surcharge cost to businesses accepting credit card payments. Having served over 5,000 customers and currently having more than 200 entities using its technology, CardX is pretty much a leading newcomer in the merchant service industry. However, with its clear-cut pricing structure and intuitive interface design, this merchant account provider is also known for making payment processing hitch-free for businesses.

Luminous Payments is predominantly a merchant service provider that processes payments for small to large-sized businesses. It provides merchant tools that help businesses accept payments from their customers, from MasterCard, VISA, and Discover Payments to Google Pay, Samsung Pay, and Apple Pay. This service provider is based in the U.S. and services only businesses within the country. They offer advanced security and premium support to clients without compromising service quality and flexibility. And the industries duly serviced by this platform include retail, service-based, internet, mobile, and the food and hospitality industries.

Fivestars is an all-in-one marketing platform and merchant service provider. It offers a range of customer acquisition, database creation and payment processing solutions to meet the needs of small to mid-sized brick-and-mortar businesses. The ability to combine marketing with payment solutions, together with competitive rates and excellent customer support make Fivestars an interesting payment service provider.

Clover is a leading provider of merchant services for small businesses, offering a full suite of solutions to simplify credit card processing. Whether you’re looking to accept payments through a credit card reader, credit card scanner, or an online merchant service, this brand provides the flexibility you need. Their easy-to-use payment gateway and customizable point-of-sale systems are designed to handle multiple payment options for small business owners. Plus, their platform supports accepting credit cards in-store, online, or via mobile, making it a strong choice for those looking for a reliable merchant account and efficient credit card processing for small businesses.

Sam’s Club Merchant Services was previously a Sam’s Club subsidiary. The latter is a retail warehouse club chain that is membership-only and is under the ownership of Walmart. It allows people and merchants to easily bulk-buy their groceries. However, recently Sam’s Club Merchant Services was acquired by Clover. Since the company was founded, it has been the provider of processing services to more than 50,000 merchants all around the United States. The Sam’s Club Merchant Services acts as a reseller for the country’s biggest processor, Fiserv (previously First Data).

Helcim is a payment processing company that offers transparent and affordable pricing for small businesses. They use interchange-plus pricing, which means you only pay the cost of processing a transaction plus a small markup. Helcim also offers a variety of features to help businesses get paid, including a virtual terminal, online invoicing, and recurring payments. Helcim is a good option for small businesses that are looking for a reliable and affordable payment processor. They have a good reputation for customer service, and their platform is easy to use.

ProMerchant is a Boston based merchant services provider. Founded in 2017, the company provides point of sale, online and mobile credit card processing. Its services are provided on a month to month basis with no long term commitment required. They offer a quick set up process, mostly within 24 hours and will overnight basic equipment to get businesses up and running quickly.

In an industry full of solutions that charge a large markup percentage pricing on transactions, it’s refreshing to see products that do a fixed membership pricing model instead. Stax by Fattmerchant is one of these. However, the pricing model isn’t the only reason to consider Stax. It offers so much more, and you can read about it below.

Payment Cloud is a California based credit card processing firm. The company, founded in 2016, has over 70 employees. While other firms shy away from high risk clients, Payment Cloud actively courts them and tries to customize a plan for each one. This can be a tricky proposition as they open themselves to businesses which often have more instances of fraud and chargebacks. Nonetheless, Payment Cloud prides itself on being able to get the overwhelming majority of approved and they will go the extra mile to make sure of that.